US housing market report · July 2026

The state of the Kentucky housing market.

Median home value and city-by-city trends across Kentucky, from Zillow Home Value Index data. Free to cite with attribution to Home Value Pros.

Kentucky median value

$170K

Zillow ZHVI, July 2026

Cities covered

9

with published pages

Report video

Monthly

per city, on each hub

12-month outlook · data through July 2026

Where are Kentucky home values headed?

Current typical value

$170,323

Zillow ZHVI median, July 2026

Past 12 months

-5.8%

change in the median

12 months out

$161,000

if the recent trend continues

Trend projection from the past 12 months, not a prediction. Actual values depend on mortgage rates, inventory, and local conditions.

Where values are climbing

Fastest appreciating Kentucky cities

  1. $363KUp3.6%
  2. $209KUp2.1%
  3. $254KUp1.0%
  4. $251KUp0.9%
  5. $171KDown2.8%
  6. $191KDown3.1%
  7. $172KDown4.8%
  8. $100KDown10.6%
  9. $130KDown11.4%

Where the market is cooling

Fastest cooling Kentucky cities

  1. $130KDown11.4%
  2. $100KDown10.6%
  3. $172KDown4.8%
  4. $191KDown3.1%
  5. $171KDown2.8%
  6. $251KUp0.9%
  7. $254KUp1.0%
  8. $209KUp2.1%
  9. $363KUp3.6%

Priciest markets in the state

Most expensive Kentucky cities by median value

  1. $363K
  2. $254K
  3. $251K
  4. $209K
  5. $191K
  6. $172K
  7. $171K
  8. $130K
  9. $100K

Common questions

What people ask us.

Methodology & attribution

Figures are medians of the latest Zillow Home Value Index (ZHVI) across each city's published ZIPs in Kentucky, as of July 2026. Year-over-year change compares each market to the same month a year earlier, paired ZIPs only. Data and analysis by Home Value Pros; cite with a link to this report. See the national housing market report and the Kentucky market index.