Market Intelligence · NC / Charlotte

Charlotte, NC 28277 Housing Market

The typical home value in Charlotte's 28277 ZIP code is $602,387, up 0.4% over the past year as of September 2026. Homes are listed at a median price of $579,888 and spend a median of 57 days on the market.

Updated September 2026Median value$602K

The median home value in Charlotte, NC 28277 is $602K as of September 2026, up 0.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28277 range

$554K to $651K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.4% over 12 months

Sep 2025$600K

Low $600KHigh $605K

Sep 2026$602K

The numbers

What is the 28277 housing market like?

As of September 2026

Typical home value

$602K

0.4%YoY

Median list price

$580K

2.1%MoM

Days on market

21.3%MoM

Homes for sale

258

4.4%MoM

Price cuts

30.3%

8.0%MoM

New listings

4.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28277 housing market forecast 2027

-0.4%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28277 to stay roughly flat by September 2027 (down 0.4%).

Over the 12 months through September 2026, typical home values in 28277 rose 0.4%, per the Zillow Home Value Index.

Will home prices drop in 28277?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28277 to stay roughly flat by September 2027 (down 0.4%), after a 0.4% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28277 home prices compare?

28277$602,387
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 28277 had 258 homes for sale, with 96 new listings coming on the market. The median list price sits at $579,888, just below the typical home value of $602,387. Homes are taking a median of 57 days to sell, which is neither fast nor stalled. Notably, 30.3% of listings have taken a price cut, suggesting some sellers are starting too high. For a seller, the data points to a stable market that rewards realistic pricing from day one.

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Down payment20% · $120,477

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Common questions

What people ask us.

How much is a home in 28277 worth?

The typical home value in 28277 is $602,387, up 0.4% over the past year as of September 2026. The median list price is $579,888.

How long does it take to sell a home in 28277?

Homes in 28277 spend a median of 57 days on the market as of September 2026.

Are sellers in 28277 cutting prices?

Yes. As of September 2026, 30.3% of listings in 28277 had a price cut.

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