Market Intelligence · NC / Charlotte

Charlotte, NC 28278 Housing Market

The typical home value in Charlotte, NC 28278 is $501,461, down 1.0% over the past year. The median list price is $554,500, and homes are spending a median of 61 days on market.

Updated August 2026Median value$497K

The median home value in Charlotte, NC 28278 is $497K as of August 2026, down 0.9% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

Get a cash offer

Sell without the wait

Sell your Charlotte home for cash.

A competitive, no-obligation cash offer from our institutional network. No repairs, no showings, close on your timeline. Most sellers get their cash offer within 24 hours.

Typical 28278 range

$457K to $537K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

Track my home's value

Asset monitoring

Track your home's value.

A free monthly briefing with your estimated value and 28278 market stats. Unsubscribe anytime.

See how a cash offer works citywide: Sell your house fast in Charlotte, NC.

12-month value trend

-0.9% over 12 months

Typical home value in 28278 over the last 12 months: $502K in Aug 2025 to $497K in Aug 2026 (-0.9%).

Aug 2025$502K

Aug 2026$497K

The numbers

What is the 28278 housing market like?

Typical home value

$497K

Down0.9%YoY

Median list price

$555K

Down2.7%MoM

Days on market

61

Up8.9%MoM

Homes for sale

218

Down1.4%MoM

Price cuts

29.1%

Up28.2%MoM

New listings

60

Down33.3%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

Free home value report

See what your 28278 home is worth.

See your estimated value and a real cash offer, side by side. No obligation, about a minute.

The comparison

How do 28278 home prices compare?

  • 28278$497,171
  • Charlotte$396,396
  • North Carolina$287,619
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,265 ZIPs).

Context

There are 218 homes for sale in the 28278 market, with 60 new listings added as of 2026-08-01. The median days on market is 61, which suggests buyers are taking their time rather than rushing into offers. A 29.1% share of listings has taken a price cut, a sign that some sellers listed above where the market is clearing. Typical values at $501,461 are down 1.0% over the past year, so pricing expectations set a year ago may no longer hold. For a seller, the honest read is that this is a softer market where realistic pricing from day one matters more than testing the high end.

Monthly payment

Estimate your monthly payment.

20% · $99,434

Common questions

What people ask us.

Discover

Nearby ZIP markets.

Keep reading

Guides for sellers.