Market Intelligence · NC / Charlotte

Charlotte, NC 28278 Housing Market

Typical home value in Charlotte 28278 is $503,574, down 1.1% over the past year. The median list price stands at $578,700, with homes spending a median of 48 days on market.

Updated June 2026Median value$504K

The median home value in Charlotte, NC 28278 is $504K as of June 2026, down 1.1% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 28278 range

$463K to $544K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.1% over 12 months

Typical home value in 28278 over the last 12 months: $509K in Jun 2025 to $504K in Jun 2026 (-1.1%).

Jun 2025$509K

Jun 2026$504K

The numbers

What is the 28278 housing market like?

Typical home value

$504K

Down1.1%YoY

Median list price

$579K

Days on market

48

Down18.6%MoM

Homes for sale

206

Price cuts

21.4%

New listings

90

Sources · Zillow ZHVI (June 2026) / Realtor.com (June 2026) / FRED (July 2026)

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The comparison

How do 28278 home prices compare?

  • 28278$503,574
  • Charlotte$402,876
  • North Carolina$290,858
  • United States$291,471

Median Zillow home value (ZHVI), as of June 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,270 ZIPs).

Context

The ZIP has 206 homes for sale as of June 2026, with 90 new listings entering the market. Median days on market of 48 suggests moderate activity. Price cuts appear in 21.4% of listings, a sign that buyers have options and sellers are adjusting expectations. The year-over-year decline in typical home value reflects a cooling market. If you're considering selling, expect to price competitively and potentially negotiate.

Monthly payment

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20% · $100,715

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