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Market Intelligence · NY / Schenectady County

Schenectady, NY home prices and housing market

8 ZIP markets liveData updated September 2026Typical value$294K1-yr changeUp2.8%

The typical home value in Schenectady, NY is $294K as of September 2026, up 2.8% from a year ago, based on the Zillow Home Value Index. In the typical Schenectady ZIP code, the median list price is $305K and homes spend a median of 40 days on market as of September 2026 (Realtor.com).

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The coverage

Schenectady, by the numbers.

Typical home valueZillow ZHVI, September 2026
$294K
1-yr changeMedian across Schenectady ZIPs
+2.8%
ZIP markets live10 tracked in Schenectady
8
County
Schenectady County

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12-month value trend

+2.8% over 12 months

Typical home value in Schenectady over the last 12 months: $286K in Sep 2025 to $294K in Sep 2026 (+2.8%).

Sep 2025$286K

Sep 2026$294K

Median Zillow home value index across Schenectady's ZIP codes.

Context

In Schenectady, the typical home value reached $294,211 as of September 2026, reflecting a 2.8% increase over the past year. The market has 291 homes for sale, with 194 new listings added recently. The median list price stands at $304,900, and homes are taking a median of 40 days to sell. About 10.8% of listings have seen a price cut. For a homeowner weighing a sale, this is a balanced market where prices are rising modestly but inventory remains available and homes are moving reasonably quickly.

The numbers

What is the housing market like in Schenectady, NY?

Typical home value

$294K

Up2.8%YoY

Median list price

$305K

Days on market

40

Homes for sale

291

Price cuts

10.8%

New listings

194

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026)

Figures reflect Schenectady's ZIP codes with market data: values and listing medians take the median across ZIPs; inventory and new listings are summed.

Prices over time

Schenectady, NY home prices over time

Typical home values in Schenectady, NY are up 2.8% over the past year, from $286K in September 2025 to $294K in September 2026.

Typical home value in Schenectady, NY, September of each year
MonthTypical value1-yr change
September 2026$294,211+2.8%
September 2025$286,065No prior year

Typical value is the median Zillow Home Value Index across Schenectady ZIP codes, taken in September of each year so every row compares the same month.

Market balance

Is Schenectady, NY a buyer's or seller's market?

Schenectady, NY leans toward a seller's market.

Relatively few listings have cut their asking price, which usually gives sellers the stronger position.

Based on a median of 40 days on market and 11% of listings with a price cut in the typical Schenectady ZIP code, and 194 new listings against 291 active listings across Schenectady, as of September 2026 (Realtor.com).

The outlook

Schenectady housing market forecast 2027

+3.3%

Weighted average of Zillow's ZIP forecasts, 12 months to September 2027

A weighted average of Zillow's ZIP forecasts, across 8 Schenectady ZIP codes, points to typical home values rising 3.3% by September 2027.

Over the 12 months through September 2026, typical home values in Schenectady rose 2.8%, per the Zillow Home Value Index.

Will home prices drop in Schenectady?

The forecasts do not call for a drop: a weighted average of Zillow's ZIP forecasts for Schenectady shows typical home values rising 3.3% by September 2027, after a 2.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

How this is calculated: each ZIP code's 12-month Zillow forecast is weighted by its typical home value (Zillow Home Value Index, September 2026). 8 Schenectady ZIP codes have both figures.

Forecast: a weighted average of Zillow's ZIP forecasts (Zillow Home Value Forecast, published October 2026), calculated by Home Value Pros. A forecast, not a guarantee.

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The markets

Which Schenectady ZIP codes have the highest home values?

Typical value is the Zillow home value index (ZHVI) for each ZIP, as of September 2026. 1-yr change compares it to the same ZIP a year earlier. We track 10 Schenectady ZIP codes in total; the remaining 2 publish as their data clears editorial QA.

Zillow ZHVI, September 2026

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Common questions

Questions about Schenectady, NY home prices.

What is the typical home value in Schenectady?

As of September 2026, the typical home value in Schenectady is $294,211, up 2.8% over the past year.

How long do homes typically stay on the market in Schenectady?

The median days on market is 40 as of September 2026.

How many homes are currently for sale in Schenectady?

There are 291 homes for sale in Schenectady as of September 2026, with a median list price of $304,900.

Are home prices going up or down in Schenectady, NY?

Typical home values in Schenectady, NY are up 2.8% over the past year, based on the Zillow Home Value Index as of September 2026.

Is Schenectady, NY a buyer's or seller's market?

Schenectady, NY leans toward a seller's market. Relatively few listings have cut their asking price, which usually gives sellers the stronger position. Based on a median of 40 days on market and 11% of listings with a price cut in the typical Schenectady ZIP code, and 194 new listings against 291 active listings across Schenectady, as of September 2026 (Realtor.com).

Nearby markets

More New York housing markets.

The market is moving

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