Market Intelligence · NY / Schenectady

Schenectady, NY 12307 Housing Market

The typical home value in 12307 is $185,471, up 11.5% over the past year. Homes here list at a median of $147,700 and sell in about 18 days, suggesting a reasonably active market.

Updated September 2026Median value$185K

The median home value in Schenectady, NY 12307 is $185K as of September 2026, up 11.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 12307 range

$171K to $200K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+11.5% over 12 months

Sep 2025$166K

Low $166KHigh $185K

Sep 2026$185K

The numbers

What is the 12307 housing market like?

As of September 2026

Typical home value

$185K

11.5%YoY

Median list price

$148K

12.0%MoM

Days on market

82.0%MoM

Homes for sale

125.0%MoM

Price cuts

0.0%

New listings

200.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

12307 housing market forecast 2027

+4.8%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 12307 to rise 4.8% by September 2027.

Over the 12 months through September 2026, typical home values in 12307 rose 11.5%, per the Zillow Home Value Index.

Will home prices drop in 12307?

Zillow's forecast does not call for a drop: it expects typical home values in 12307 to rise 4.8% by September 2027, after a 11.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 12307 home prices compare?

12307$185,471
Schenectady$294,211
New York$329,626
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 18 homes for sale in this Schenectady ZIP, with 12 new listings having arrived recently. The median time on market sits at 18 days, indicating steady buyer interest. No listings have received price cuts, which reflects the modest upward momentum in home values. For sellers, the combination of consistent demand and stable pricing suggests a fair climate for listing, though the overall inventory remains tight.

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Down payment20% · $37,094

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Common questions

What people ask us.

What is the typical home value in 12307?

The typical home value is $185,471, which has risen 11.5% over the past year.

How quickly are homes selling in this ZIP?

Homes sell in a median of 18 days, which indicates a reasonably brisk pace.

How many homes are currently on the market?

There are 18 homes for sale as of September 2026, with 12 new listings added recently.

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