Market Intelligence · NY / Schenectady

Schenectady, NY 12303 Housing Market

The typical home value in Schenectady's 12303 ZIP code is $324,554, up 5.0% over the past year. The median list price sits at $327,000, and homes are spending a median of 47 days on the market.

Updated August 2026Median value$325K

The median home value in Schenectady, NY 12303 is $325K as of August 2026, up 5.0% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 12303 range

$299K to $351K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.0% over 12 months

Typical home value in 12303 over the last 12 months: $309K in Aug 2025 to $325K in Aug 2026 (+5.0%).

Aug 2025$309K

Aug 2026$325K

The numbers

What is the 12303 housing market like?

Typical home value

$325K

Up5.0%YoY

Median list price

$327K

Up9.4%MoM

Days on market

47

Flat0.0%MoM

Homes for sale

32

Up10.3%MoM

Price cuts

11.8%

Down10.4%MoM

New listings

32

Up45.5%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 12303 home prices compare?

  • 12303$324,554
  • Schenectady$299,649
  • New York$332,241
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,265 ZIPs).

Context

In 12303, the typical home value is $324,554, up 5.0% over the past year. Sellers are listing at a median of $327,000, which sits close to what homes are actually worth. There are 32 homes for sale, with 32 new listings coming on, so buyers have fresh options without a glut of inventory. Homes move in a median of 47 days, and 11.8% of listings have taken a price cut. For a seller, values are rising and buyers are still active, but pricing right from the start matters more than testing the market high.

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