Home ValuePros

Market Intelligence · NY / Schenectady

Schenectady, NY 12303 Housing Market

The typical home value in Schenectady's 12303 ZIP is $322,292, up 4.8% over the past year. Homes are listed at a median price of $313,750 and spend an average of 39 days on the market.

Updated September 2026Median value$322K

The median home value in Schenectady, NY 12303 is $322K as of September 2026, up 4.8% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 12303 range

$297K to $348K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.8% over 12 months

Typical home value in 12303 over the last 12 months: $308K in Sep 2025 to $322K in Sep 2026 (+4.8%).

Sep 2025$308K

Sep 2026$322K

The numbers

What is the 12303 housing market like?

Typical home value

$322K

Up4.8%YoY

Median list price

$314K

Down4.1%MoM

Days on market

39

Down17.0%MoM

Homes for sale

36

Up12.5%MoM

Price cuts

9.3%

Down21.1%MoM

New listings

16

Down50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

12303 housing market forecast 2027

+3.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 12303 to rise 3.0% by September 2027.

Over the 12 months through September 2026, typical home values in 12303 rose 4.8%, per the Zillow Home Value Index.

Will home prices drop in 12303?

Zillow's forecast does not call for a drop: it expects typical home values in 12303 to rise 3.0% by September 2027, after a 4.8% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 12303 home prices compare?

  • 12303$322,292
  • Schenectady$294,211
  • New York$329,626
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 36 homes for sale in 12303, with 16 new listings added recently. The median list price sits at $313,750, and homes typically stay on the market for 39 days before selling. Only 9.3% of current listings have taken a price cut, suggesting most sellers are confident in their asking prices despite the moderate pace of sales. For sellers, this market rewards realistic pricing and solid condition, since inventory remains modest and buyer interest still exists.

Monthly payment

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20% · $64,458

Common questions

What people ask us.

What is the typical home value in 12303?

The typical home value is $322,292, reflecting a 4.8% increase over the past year.

How long do homes stay on the market in 12303?

The median time on market is 39 days as of September 2026.

How many homes are currently for sale in 12303?

There are 36 homes for sale in the ZIP code, with 16 new listings as of September 2026.

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