Market Intelligence · NY / Schenectady

Schenectady, NY 12306 Housing Market

Homes in Schenectady, NY 12306 have a typical value of $300,706, up 5.2% over the past year. The median list price stands at $317,050, with homes spending a median of 40 days on market as of September 2026.

Updated September 2026Median value$301K

The median home value in Schenectady, NY 12306 is $301K as of September 2026, up 5.2% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 12306 range

$277K to $325K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+5.2% over 12 months

Sep 2025$286K

Low $286KHigh $301K

Sep 2026$301K

The numbers

What is the 12306 housing market like?

As of September 2026

Typical home value

$301K

5.2%YoY

Median list price

$317K

1.3%MoM

Days on market

28.6%MoM

Homes for sale

20.3%MoM

Price cuts

13.8%

2.3%MoM

New listings

37.5%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

12306 housing market forecast 2027

+3.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 12306 to rise 3.5% by September 2027.

Over the 12 months through September 2026, typical home values in 12306 rose 5.2%, per the Zillow Home Value Index.

Will home prices drop in 12306?

Zillow's forecast does not call for a drop: it expects typical home values in 12306 to rise 3.5% by September 2027, after a 5.2% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 12306 home prices compare?

12306$300,706
Schenectady$294,211
New York$329,626
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 71 homes are listed for sale in the 12306 ZIP code, with 44 new listings added recently. The median list price is $317,050, and homes typically stay on the market for 40 days before selling. About 13.8% of listings have seen a price cut, suggesting some sellers are adjusting to market conditions. Despite the price cuts, the typical home value has grown 5.2% over the past year. For sellers, this means you have a stable foundation, but pricing competitively from the start will matter more than it did a year ago.

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Down payment20% · $60,141

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Common questions

What people ask us.

What is a home worth in 12306?

The typical home value in Schenectady, NY 12306 is $300,706, which is up 5.2% over the past year.

How long do homes take to sell in 12306?

The median time a home spends on the market in this ZIP code is 40 days.

How many homes are for sale in 12306?

As of September 2026, there are 71 homes listed for sale, with 44 new listings added recently.

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