Market Intelligence · NY / Schenectady

Schenectady, NY 12305 Housing Market

Homes in Schenectady, NY 12305 have a typical value of $287,715, up 0.5% over the past year. The median list price is $259,900, with homes spending 68 days on market as of September 2026.

Updated September 2026Median value$288K

The median home value in Schenectady, NY 12305 is $288K as of September 2026, up 0.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 12305 range

$265K to $311K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.5% over 12 months

Sep 2025$286K

Low $282KHigh $289K

Sep 2026$288K

The numbers

What is the 12305 housing market like?

As of September 2026

Typical home value

$288K

0.5%YoY

Median list price

$260K

1.8%MoM

Days on market

9.3%MoM

Homes for sale

0.0%MoM

Price cuts

0.0%

New listings

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

12305 housing market forecast 2027

+2.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 12305 to rise 2.9% by September 2027.

Over the 12 months through September 2026, typical home values in 12305 rose 0.5%, per the Zillow Home Value Index.

Will home prices drop in 12305?

Zillow's forecast does not call for a drop: it expects typical home values in 12305 to rise 2.9% by September 2027, after a 0.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 12305 home prices compare?

12305$287,715
Schenectady$294,211
New York$329,626
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,262 ZIPs).

Context

The 12305 ZIP has 6 homes for sale, and none of the current listings show a price cut. Homes are staying on market for 68 days on average, which suggests a balanced pace of sales activity. The typical home value increased 0.5% annually, a modest gain that reflects stability rather than rapid appreciation. For sellers, this environment means pricing competitively matters, since the market is neither fast-moving nor stalled.

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Down payment20% · $57,543

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Common questions

What people ask us.

What is the typical home value in 12305?

The typical home value in Schenectady, NY 12305 is $287,715, up 0.5% over the past year.

How long do homes take to sell in 12305?

Homes in this ZIP spend a median of 68 days on market.

What is the median list price in 12305?

The median list price is $259,900 as of September 2026.

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