Market Intelligence · NY / Schenectady

Schenectady, NY 12305 Housing Market

As of 2026-08-01, the typical home value in Schenectady, NY 12305 is $296,722, down 0.5% over the past year. The median list price is $264,777, and homes spend a median of 75 days on the market.

Updated August 2026Median value$297K

The median home value in Schenectady, NY 12305 is $297K as of August 2026, down 0.5% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 12305 range

$273K to $320K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.5% over 12 months

Typical home value in 12305 over the last 12 months: $298K in Aug 2025 to $297K in Aug 2026 (-0.5%).

Aug 2025$298K

Aug 2026$297K

The numbers

What is the 12305 housing market like?

Typical home value

$297K

Down0.5%YoY

Median list price

$265K

Down1.6%MoM

Days on market

75

Flat0.0%MoM

Homes for sale

6

Up20.0%MoM

Price cuts

25.0%

Down25.0%MoM

New listings

4

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 12305 home prices compare?

  • 12305$296,722
  • Schenectady$299,649
  • New York$332,241
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,265 ZIPs).

Context

Inventory is thin, with 6 homes for sale and 4 new listings as of 2026-08-01. The median list price is $264,777, while the typical home value is $296,722, down 0.5% over the past year. Homes are taking a median of 75 days to sell, and 25.0% of listings have taken a price cut. That mix points to a slow market where buyers have room to negotiate. A seller should expect a longer timeline and be ready to price realistically from the start.

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