Home ValuePros

Market Intelligence · NY / Schenectady

Schenectady, NY 12304 Housing Market

The typical home value in Schenectady, NY 12304 is $265,047, up 4.0% over the past year. The median list price sits at $258,450, and homes are spending a median of 32 days on the market. That points to steady demand with values still climbing.

Updated August 2026Median value$265K

The median home value in Schenectady, NY 12304 is $265K as of August 2026, up 4.0% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 12304 range

$244K to $286K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.0% over 12 months

Typical home value in 12304 over the last 12 months: $255K in Aug 2025 to $265K in Aug 2026 (+4.0%).

Aug 2025$255K

Aug 2026$265K

The numbers

What is the 12304 housing market like?

Typical home value

$265K

Up4.0%YoY

Median list price

$258K

Down7.7%MoM

Days on market

32

Down38.5%MoM

Homes for sale

22

Up4.8%MoM

Price cuts

14.6%

Down21.3%MoM

New listings

24

Up50.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 12304 home prices compare?

  • 12304$265,047
  • Schenectady$299,649
  • New York$332,241
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Schenectady: 8 ZIPs; New York: 1,561 ZIPs; United States: 26,265 ZIPs).

Context

Sellers in 12304 are working with a modest pool of 22 homes for sale, while 24 new listings came to market as of 2026-08-01, so fresh supply is roughly keeping pace. The median list price of $258,450 runs just under the typical home value of $265,047, and the 4.0% rise in value over the past year shows prices moving in the right direction for owners. A median of 32 days on market means buyers are acting reasonably quickly, though not instantly. About 14.6% of listings have taken a price cut, a sign that overpricing still gets punished. For a seller, the practical takeaway is that a well-priced home should find a buyer without a long wait.

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