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Market Intelligence · NC / Charlotte

Charlotte, NC 28208 Housing Market

The typical home value in Charlotte's 28208 ZIP code is $293,031, down 1.4% over the past year as of September 2026. The median list price stands at $385,723, and homes spend a median of 74 days on the market.

Updated September 2026Median value$293K

The median home value in Charlotte, NC 28208 is $293K as of September 2026, down 1.4% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28208 range

$270K to $316K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-1.4% over 12 months

Typical home value in 28208 over the last 12 months: $297K in Sep 2025 to $293K in Sep 2026 (-1.4%).

Sep 2025$297K

Sep 2026$293K

The numbers

What is the 28208 housing market like?

Typical home value

$293K

Down1.4%YoY

Median list price

$386K

Down4.6%MoM

Days on market

74

Flat0.0%MoM

Homes for sale

210

Up2.9%MoM

Price cuts

28.8%

Up12.7%MoM

New listings

58

Down3.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28208 housing market forecast 2027

-0.8%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28208 to fall 0.8% by September 2027.

Over the 12 months through September 2026, typical home values in 28208 fell 1.4%, per the Zillow Home Value Index.

Will home prices drop in 28208?

Zillow's forecast says they may: it expects typical home values in 28208 to fall 0.8% by September 2027, after a 1.4% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28208 home prices compare?

  • 28208$293,031
  • Charlotte$392,633
  • North Carolina$284,347
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, 28208 has 210 homes for sale, with 58 new listings hitting the market. The median list price is $385,723, while the typical home value is $293,031, down 1.4% over the past year. Homes take a median of 74 days to sell, and 28.8% of listings have had a price cut. That gap between what sellers ask and what homes are actually worth is meaningful. Sellers here should price carefully and expect buyers to negotiate rather than pay full asking.

Monthly payment

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20% · $58,606

Common questions

What people ask us.

How much is a home in 28208 worth?

The typical home value in 28208 is $293,031, down 1.4% over the past year as of September 2026.

How long do homes take to sell in 28208?

Homes spend a median of 74 days on the market as of September 2026.

Is the 28208 market favoring buyers or sellers?

With 28.8% of listings carrying a price cut and values down 1.4% over the past year, conditions lean toward buyers who have room to negotiate.

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