Market Intelligence · NC / Charlotte

Charlotte, NC 28205 Housing Market

The typical home value in Charlotte, NC 28205 is $454,009, down 0.5% over the past year as of September 2026. The median list price is $584,000, and homes are taking a median of 74 days on market.

Updated September 2026Median value$454K

The median home value in Charlotte, NC 28205 is $454K as of September 2026, down 0.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28205 range

$418K to $490K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.5% over 12 months

Sep 2025$456K

Low $454KHigh $460K

Sep 2026$454K

The numbers

What is the 28205 housing market like?

As of September 2026

Typical home value

$454K

0.5%YoY

Median list price

$584K

1.6%MoM

Days on market

0.0%MoM

Homes for sale

250

0.8%MoM

Price cuts

33.0%

42.5%MoM

New listings

15.9%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28205 housing market forecast 2027

-0.5%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28205 to fall 0.5% by September 2027.

Over the 12 months through September 2026, typical home values in 28205 fell 0.5%, per the Zillow Home Value Index.

Will home prices drop in 28205?

Zillow's forecast says they may: it expects typical home values in 28205 to fall 0.5% by September 2027, after a 0.5% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28205 home prices compare?

28205$454,009
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

Sellers in 28205 are working with 250 homes for sale as of September 2026, with 74 new listings added. The median list price sits at $584,000, while the typical home value is $454,009, down 0.5% over the past year. Homes are spending a median of 74 days on market. A third of listings, 33.0%, have taken a price cut. The data points to a market where sellers need to price carefully and expect some negotiation before a deal comes together.

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Down payment20% · $90,802

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Common questions

What people ask us.

How much is a home in 28205 worth?

The typical home value in Charlotte, NC 28205 is $454,009, down 0.5% over the past year as of September 2026.

How long do homes take to sell in 28205?

Homes in 28205 are spending a median of 74 days on market as of September 2026.

Are sellers cutting prices in 28205?

Yes. 33.0% of listings in 28205 have a price cut as of September 2026.

Discover

Nearby ZIP markets.

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