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Market Intelligence · NC / Charlotte

Charlotte, NC 28207 Housing Market

The typical home value in Charlotte, NC 28207 is $1,643,933, up 8.0% over the past year as of September 2026. The median list price sits at $1,492,500, and homes are taking a median of 58 days to sell.

Updated September 2026Median value$1644K

The median home value in Charlotte, NC 28207 is $1.64M as of September 2026, up 8.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28207 range

$1.51M to $1.78M

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+8.0% over 12 months

Typical home value in 28207 over the last 12 months: $1.52M in Sep 2025 to $1.64M in Sep 2026 (+8.0%).

Sep 2025$1.52M

Sep 2026$1.64M

The numbers

What is the 28207 housing market like?

Typical home value

$1.64M

Up8.0%YoY

Median list price

$1.49M

Up3.5%MoM

Days on market

58

Down31.0%MoM

Homes for sale

56

Up30.2%MoM

Price cuts

12.5%

Up32.9%MoM

New listings

30

Up50.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28207 housing market forecast 2027

+0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28207 to stay roughly flat by September 2027 (up 0.3%).

Over the 12 months through September 2026, typical home values in 28207 rose 8.0%, per the Zillow Home Value Index.

Will home prices drop in 28207?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28207 to stay roughly flat by September 2027 (up 0.3%), after a 8.0% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28207 home prices compare?

  • 28207$1,643,933
  • Charlotte$392,633
  • North Carolina$284,347
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 56 homes for sale in 28207, with 30 new listings coming on the market. The median list price is $1,492,500, while the typical home value has reached $1,643,933, up 8.0% over the past year. Homes are spending a median of 58 days on market, and 12.5% of listings have taken a price cut. For a seller, the value trend is clearly working in your favor, but buyers here are taking their time, so pricing accurately from the start matters.

Monthly payment

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20% · $328,787

Common questions

What people ask us.

How much is a home in 28207 worth?

The typical home value in Charlotte, NC 28207 is $1,643,933 as of September 2026, up 8.0% over the past year. The median list price is $1,492,500.

How long do homes take to sell in 28207?

Homes in 28207 spend a median of 58 days on market as of September 2026.

How many homes are for sale in 28207?

There are 56 homes for sale in 28207 as of September 2026, with 30 new listings added. Of current listings, 12.5% have had a price cut.

Discover

Nearby ZIP markets.

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