Market Intelligence · NC / Charlotte

Charlotte, NC 28209 Housing Market

As of September 2026, the typical home value in Charlotte, NC 28209 is $670,879, up 4.5% over the past year. The median list price is $631,000, and homes have a median days on market of 66.

Updated September 2026Median value$671K

The median home value in Charlotte, NC 28209 is $671K as of September 2026, up 4.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28209 range

$617K to $725K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+4.5% over 12 months

Sep 2025$642K

Low $642KHigh $671K

Sep 2026$671K

The numbers

What is the 28209 housing market like?

As of September 2026

Typical home value

$671K

4.5%YoY

Median list price

$631K

2.7%MoM

Days on market

1.5%MoM

Homes for sale

2.3%MoM

Price cuts

20.1%

2.9%MoM

New listings

18.7%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28209 housing market forecast 2027

0.0%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28209 to stay roughly flat by September 2027 (no change).

Over the 12 months through September 2026, typical home values in 28209 rose 4.5%, per the Zillow Home Value Index.

Will home prices drop in 28209?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28209 to stay roughly flat by September 2027 (no change), after a 4.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28209 home prices compare?

28209$670,879
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

Inventory in Charlotte, NC 28209 is 89 homes for sale as of September 2026, with 26 new listings added in the same period. The median list price is $631,000, while the typical home value is $670,879, up 4.5% over the past year. A median days on market of 66 points to a slower pace than a true frenzy, and 20.1% of listings show a price cut. For a seller, condition and pricing discipline matter more than waiting for a bidding wave.

Monthly payment

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Home price

Down payment20% · $134,176

Term

Rate (%)

Common questions

What people ask us.

How much is a home in 28209 worth?

The typical home value is $670,879 as of September 2026, up 4.5% over the past year.

How long are homes taking to sell in 28209?

The median days on market is 66 as of September 2026.

Are sellers cutting prices in 28209?

Yes, 20.1% of listings show a price cut as of September 2026, with 89 homes for sale and 26 new listings.

Discover

Nearby ZIP markets.

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