Market Intelligence · NC / Charlotte

Charlotte, NC 28206 Housing Market

The typical home in Charlotte's 28206 is worth $321,727 as of September 2026, down 3.0% over the past year. The median list price sits at $446,000, and homes are taking a median of 60 days to sell.

Updated September 2026Median value$322K

The median home value in Charlotte, NC 28206 is $322K as of September 2026, down 3.0% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28206 range

$296K to $347K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-3.0% over 12 months

Sep 2025$332K

Low $322KHigh $332K

Sep 2026$322K

The numbers

What is the 28206 housing market like?

As of September 2026

Typical home value

$322K

3.0%YoY

Median list price

$446K

2.3%MoM

Days on market

3.2%MoM

Homes for sale

7.5%MoM

Price cuts

22.3%

4.7%MoM

New listings

30.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28206 housing market forecast 2027

-0.9%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28206 to fall 0.9% by September 2027.

Over the 12 months through September 2026, typical home values in 28206 fell 3.0%, per the Zillow Home Value Index.

Will home prices drop in 28206?

Zillow's forecast says they may: it expects typical home values in 28206 to fall 0.9% by September 2027, after a 3.0% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28206 home prices compare?

28206$321,727
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

There were 72 homes for sale in 28206 as of September 2026, with 26 new listings coming on during that period. The typical home value is $321,727, down 3.0% over the past year, while the median list price is $446,000. Sellers are waiting a median of 60 days, and 22.3% of listings have taken a price cut. Values are softening and asking prices are running ahead of what homes are actually worth. A seller here should price carefully from the start rather than plan on cutting later.

Monthly payment

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Down payment20% · $64,345

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Common questions

What people ask us.

How much is a home in 28206 worth?

The typical home value in 28206 is $321,727 as of September 2026, down 3.0% over the past year.

How long do homes take to sell in 28206?

Homes spent a median of 60 days on the market as of September 2026, and 22.3% of listings had a price cut.

How many homes are for sale in 28206?

There were 72 homes for sale as of September 2026, including 26 new listings, and the median list price was $446,000.

Discover

Nearby ZIP markets.

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