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Market Intelligence · NC / Charlotte

Charlotte, NC 28203 Housing Market

The typical home value in Charlotte, NC 28203 is $674,790 as of September 2026, up 0.5% over the past year. Homes are listed at a median price of $589,749 and spend a median of 65 days on the market.

Updated September 2026Median value$675K

The median home value in Charlotte, NC 28203 is $675K as of September 2026, up 0.5% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28203 range

$621K to $729K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.5% over 12 months

Typical home value in 28203 over the last 12 months: $671K in Sep 2025 to $675K in Sep 2026 (+0.5%).

Sep 2025$671K

Sep 2026$675K

The numbers

What is the 28203 housing market like?

Typical home value

$675K

Up0.5%YoY

Median list price

$590K

Down2.8%MoM

Days on market

65

Down1.5%MoM

Homes for sale

76

Up5.6%MoM

Price cuts

17.8%

Down38.3%MoM

New listings

30

Up7.1%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28203 housing market forecast 2027

-0.3%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28203 to stay roughly flat by September 2027 (down 0.3%).

Over the 12 months through September 2026, typical home values in 28203 rose 0.5%, per the Zillow Home Value Index.

Will home prices drop in 28203?

Zillow's forecast does not point to a meaningful drop: it expects typical home values in 28203 to stay roughly flat by September 2027 (down 0.3%), after a 0.5% rise over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28203 home prices compare?

  • 28203$674,790
  • Charlotte$392,633
  • North Carolina$284,347
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 76 homes for sale in the 28203 ZIP, with 30 new listings added. The median list price is $589,749, and homes are taking a median of 65 days to go under contract. Price cuts have reached 17.8% of listings, which points to some sellers adjusting expectations. Meanwhile the typical home value of $674,790 is up just 0.5% over the past year, a nearly flat trend. For a seller, this is a market where realistic pricing matters more than testing the ceiling.

Monthly payment

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20% · $134,958

Common questions

What people ask us.

How much is a home in 28203 worth?

The typical home value in Charlotte, NC 28203 is $674,790 as of September 2026, up 0.5% over the past year. The median list price is $589,749.

How long does it take to sell a home in 28203?

Homes in 28203 spend a median of 65 days on the market as of September 2026.

Are sellers cutting prices in 28203?

Yes. As of September 2026, 17.8% of listings in 28203 have had a price cut.

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