Market Intelligence · NC / Charlotte

Charlotte, NC 28202 Housing Market

The typical home value in Charlotte's 28202 ZIP code is $401,859, down 2.3% over the past year as of September 2026. The median list price is $375,000, and homes are spending a median of 77 days on market.

Updated September 2026Median value$402K

The median home value in Charlotte, NC 28202 is $402K as of September 2026, down 2.3% year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28202 range

$370K to $434K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-2.3% over 12 months

Sep 2025$411K

Low $402KHigh $416K

Sep 2026$402K

The numbers

What is the 28202 housing market like?

As of September 2026

Typical home value

$402K

2.3%YoY

Median list price

$375K

7.3%MoM

Days on market

6.1%MoM

Homes for sale

139

4.5%MoM

Price cuts

22.8%

1.2%MoM

New listings

0.0%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28202 housing market forecast 2027

-0.7%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28202 to fall 0.7% by September 2027.

Over the 12 months through September 2026, typical home values in 28202 fell 2.3%, per the Zillow Home Value Index.

Will home prices drop in 28202?

Zillow's forecast says they may: it expects typical home values in 28202 to fall 0.7% by September 2027, after a 2.3% decline over the past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28202 home prices compare?

28202$401,859
Charlotte$392,633
North Carolina$284,347
United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

As of September 2026, there are 139 homes for sale in 28202, with 28 new listings entering the market. The median list price of $375,000 sits below the typical home value of $401,859, and that value has slipped 2.3% over the past year. Homes are taking a median of 77 days to sell, which points to a slower pace. Meanwhile, 22.8% of listings have had a price cut. For sellers, the data suggests pricing carefully from the start rather than chasing the market downward.

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Down payment20% · $80,372

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Common questions

What people ask us.

How much is a home in 28202 worth?

The typical home value in 28202 is $401,859 as of September 2026, down 2.3% over the past year.

How long do homes take to sell in 28202?

Homes in this Charlotte ZIP spend a median of 77 days on market as of September 2026.

How many homes are for sale in 28202?

There are 139 homes for sale as of September 2026, including 28 new listings. The median list price is $375,000.

Discover

Nearby ZIP markets.

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