Market Intelligence · NC / Charlotte

Charlotte, NC 28204 Housing Market

The typical home value in Charlotte, NC 28204 is $581,325, up 0.1% over the past year. Sellers are listing at a median price of $689,999, and homes are spending a median of 78 days on the market. That is a flat market by most measures.

Updated August 2026Median value$578K

The median home value in Charlotte, NC 28204 is $578K as of August 2026, up 0.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 28204 range

$532K to $624K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.2% over 12 months

Typical home value in 28204 over the last 12 months: $577K in Aug 2025 to $578K in Aug 2026 (+0.2%).

Aug 2025$577K

Aug 2026$578K

The numbers

What is the 28204 housing market like?

Typical home value

$578K

Up0.2%YoY

Median list price

$690K

Up30.5%MoM

Days on market

78

Down8.2%MoM

Homes for sale

39

Down2.5%MoM

Price cuts

12.1%

Down50.0%MoM

New listings

12

Up20.0%MoM

Sources · Zillow ZHVI (August 2026) / Realtor.com (August 2026) / FRED (September 2026)

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The comparison

How do 28204 home prices compare?

  • 28204$577,994
  • Charlotte$396,396
  • North Carolina$287,619
  • United States$288,625

Median Zillow home value (ZHVI), as of August 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,265 ZIPs).

Context

There are 39 homes for sale in 28204 as of 2026-08-01, with 12 new listings coming on the market. The median list price sits at $689,999, well above the typical home value of $581,325, which suggests many sellers are aiming high. Homes are taking a median of 78 days to sell, and 12.1% of listings have taken a price cut. Values have barely moved, up just 0.1% over the past year. For a seller, the honest read is that buyers are patient here, and pricing right from the start matters more than usual.

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