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Market Intelligence · NC / Charlotte

Charlotte, NC 28204 Housing Market

The typical home value in Charlotte, NC 28204 is $574,474 as of September 2026, up 0.0% over the past year. The median list price is $520,000, and homes spend a median of 65 days on market.

Updated September 2026Median value$574K

The median home value in Charlotte, NC 28204 is $574K as of September 2026, little changed year over year, according to Zillow ZHVI. For a read on your own home, start with a free consultation: a licensed local pro will walk you through your numbers and your options, with no obligation.

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Typical 28204 range

$529K to $620K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

+0.0% over 12 months

Typical home value in 28204 over the last 12 months: $574K in Sep 2025 to $574K in Sep 2026 (+0.0%).

Sep 2025$574K

Sep 2026$574K

The numbers

What is the 28204 housing market like?

Typical home value

$574K

Flat0.0%YoY

Median list price

$520K

Down24.6%MoM

Days on market

65

Down16.7%MoM

Homes for sale

43

Up10.3%MoM

Price cuts

22.4%

Up84.8%MoM

New listings

16

Up33.3%MoM

Sources · Zillow ZHVI (September 2026) / Realtor.com (September 2026) / FRED (October 2026)

The outlook

28204 housing market forecast 2027

-0.6%

Zillow forecast, 12 months to September 2027

Zillow forecasts typical home values in 28204 to fall 0.6% by September 2027.

Over the 12 months through September 2026, typical home values in 28204 held essentially flat, per the Zillow Home Value Index.

Will home prices drop in 28204?

Zillow's forecast says they may: it expects typical home values in 28204 to fall 0.6% by September 2027, after a flat past 12 months. Forecasts are not guarantees: mortgage rates, inventory, and the wider economy can move values either way.

Forecast: Zillow Home Value Forecast, published October 2026. A forecast, not a guarantee.

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The comparison

How do 28204 home prices compare?

  • 28204$574,474
  • Charlotte$392,633
  • North Carolina$284,347
  • United States$285,347

Median Zillow home value (ZHVI), as of September 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,262 ZIPs).

Context

The 28204 market in Charlotte is essentially flat. The typical home value of $574,474 has not moved over the past year, with the change at 0.0%. There are 43 homes for sale as of September 2026, with 16 new listings added, and the median list price sits at $520,000. Homes are taking a median of 65 days to sell, and 22.4% of listings have had a price cut. For a seller, this means pricing realistically matters, because buyers have options and a meaningful share of sellers have already had to come down on their asking price.

Monthly payment

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20% · $114,895

Common questions

What people ask us.

How much is a home in 28204 worth?

The typical home value in Charlotte, NC 28204 is $574,474 as of September 2026. Values have been flat, up 0.0% over the past year.

How long does it take to sell a home in 28204?

Homes in 28204 spend a median of 65 days on market as of September 2026. There are 43 homes for sale, so sellers face real competition.

Are sellers in 28204 cutting prices?

Yes, 22.4% of listings in 28204 have had a price cut as of September 2026. The median list price is $520,000.

Discover

Nearby ZIP markets.

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