Market Intelligence · NC / Charlotte

Charlotte, NC 28204 Housing Market

Homes in Charlotte's 28204 ZIP code have a typical value of $584,545, down 0.2% over the past year. The median list price sits at $562,500, with homes spending a median of 69 days on market.

Updated June 2026Median value$585K

The median home value in Charlotte, NC 28204 is $585K as of June 2026, down 0.2% year over year, according to Zillow ZHVI. Get your own home's value and a real cash offer in about two minutes, with sources shown and no obligation.

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Typical 28204 range

$538K to $631K

This is an automated estimate, not an appraisal. Actual value is determined by current market conditions and professional evaluation. It is provided for informational purposes only and is not an offer to buy or a promise of value.

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12-month value trend

-0.2% over 12 months

Typical home value in 28204 over the last 12 months: $586K in Jun 2025 to $585K in Jun 2026 (-0.2%).

Jun 2025$586K

Jun 2026$585K

The numbers

What is the 28204 housing market like?

Typical home value

$585K

Down0.2%YoY

Median list price

$563K

Days on market

69

Up40.8%MoM

Homes for sale

41

Price cuts

30.7%

New listings

10

Sources · Zillow ZHVI (June 2026) / Realtor.com (June 2026) / FRED (July 2026)

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The comparison

How do 28204 home prices compare?

  • 28204$584,545
  • Charlotte$402,876
  • North Carolina$290,858
  • United States$291,471

Median Zillow home value (ZHVI), as of June 2026. Comparison levels are medians across every ZIP code with Zillow data (Charlotte: 24 ZIPs; North Carolina: 718 ZIPs; United States: 26,270 ZIPs).

Context

Charlotte 28204 has 41 homes for sale as of June 2026, with 10 new listings entering the market. The median time to sell stands at 69 days. Nearly 31% of listings have seen a price cut, suggesting sellers are adjusting expectations in a slower market. The typical home value decline of 0.2% year-over-year is modest but indicates cooling momentum. Sellers should prepare for a patient process and consider competitive pricing from the start.

Monthly payment

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20% · $116,909

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